Start Young And Finish Strong

Start Young And Finish Strong

Talk to us to learn more about retirement planning

By submitting this form, I authorize, agree and consent for consultants to email or call me to provide information regarding their services.

Talk to us to learn more about retirement planning

By submitting this form, I authorize, agree and consent for consultants to email or call me to provide information regarding their services.

Why should I think about Retirement Planning now?


Many of us are so focused on the immediate priorities in life (e.g. marriage, travelling, children’s education, etc) that we neglect the importance of planning for the future. 

4 reasons why you should start thinking about Retirement Planning:

Watch this short video to learn more!

Power of compound interest

Starting early gives you a greater sum of retirement savings in the end, as you're taking advantage of compound interest.

Reaching your financial goals early 

Through proper retirement planning and investments, you could even reach financial freedom way before your peers.

Higher costs of living

For the fifth year running, Singapore has been dubbed the world's most expensive city. There is no better time to start planning when you are young and have lesser financial commitments.

Changing paradigm of employment & retirement

The rise of the gig economy, technology and increasing automation signals more financial instability. Retirement planning is required to be more dynamic and future-proof.



Source: CNA

Cost of Retirement in Singapore

Based on a 2016 report by Channel News Asia, the monthly expenditure of a retiree with a basic lifestyle is around $1,200.

If you are planning to retire in 20-30 years time, taking inflation into account, you would require around $3,000 monthly. But surely, you would have a higher expectation for your standard of living than just having the basic necessities. If travelling is part of your retirement plan, you would require at least $5,000 more annually. Coupled with the rising cost of living, you will need a way to generate more income instead of relying solely on your work salary. 


A customised retirement plan will help you with that.

Here's an illustration of why starting early and having a good retirement plan can make a significant difference in your future life


Henry and Andy are 35 years old now and have just started saving up for retirement. You'll see how Andy would be able to retire with more money than Henry, even though they save the same amount every year for the next 15 years.

Key Features

Flexible Saving Period

You have the flexibility to choose the number of years you wish to save for your retirement - 5, 10, 15 years?

Guaranteed Yearly Payout
& Potential Bonuses for Lifetime Upon Retirement

Receive a guaranteed yearly income and also non-guaranteed cash bonuses + additional income every year during retirement.

Capital Preservation

No matter what happens, your capital is guaranteed. That's an assurance from us!

Choose the Age that You Wish to Retire

You can retire early or late - our payout will alter accordingly to suit your preferred retirement age.

FAQs

When should I start planning for retirement?

What are the benefits of starting early?

How much do I need to save on a monthly basis to start a retirement plan?

Should I go for an investment plan or a savings plan?

Chat with us to learn more about
Retirement Planning


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